Services
Financial Advisory Services
Financial Advisory Services
Safe Money Solutions
Tax-Free Retirement
Rapid Debt Elimination
Life Insurance Planning
Social Security Planning
College and Education Planning
Free Financial Literacy Workshops
Solutions We Offer
Annuities
Annuities
✔️Fixed Annuities
If you want one comprehensive plan for a lifetime of financial security, including easily accessible cash reserves and tax free retirement income, but without investment risk - watch this short video to learn how the US tax code enables one contract to provide a lifetime of financial security.
✔️FIA Crediting Explanation
If you want to understand how Indexed Annuities credit interest rates to your account value based on stock market gains, but without stock market losses, watch this short video to learn how the money in a retirement insurance contract is managed and protected.
✔️Annuity Explanation
If you are saving and investing money for retirement, and you are at all concerned with market risk and the safety of your money, watch this short video to learn about and understand the retirement contracts that guarantee lifetime income without investment risk.
✔️Immediate Annuities (SPIA)
If you are retired or approaching retirement, and you want a guaranteed monthly income you can never outlive, watch this video to learn how you can convert any amount of retirement savings into a guaranteed pay check for the rest of your life.
✔️CD Alternatives
If you have money saved in a certificate of deposit, and you would like to earn higher interest and tax deferred growth, but with the same security of an insured account, watch this short video to learn how about a "safe money" alternative to bank CDs.
✔️Guaranteed Income Riders
If you are approaching retirement or already retired, and you are looking for the highest and surest way to withdraw money from your retirement savings, watch this video to learn how you can get guaranteed fixed income withdrawals for as long as you live, and without the risk of running out of money.
✔️Multi-Year Guaranteed Annuity (MYGA)
If you keep money in a bank CD . . . watch this short video to learn how you can earn much higher interest rates, without annual taxation, and insured for the entire amount.
✔️Retirement Questions
If you are recently retired or preparing to retire, and realize that there is much misinformation and misunderstanding about how your retirement savings must be converted into retirement income, then watch this short video to learn the four questions you need to ask yourself before making any decisions.
✔️LTC Annuity
If you want to be prepared for the possibility that in your later years you might need home nursing care or assistance with daily living activities due to physical or cognitive impairment, watch this short video to learn how you can double or triple your current financial reserves - tax free.
✔️Roth Conversion
If you are currently saving money for retirement in any tax deferred account like an IRA, 401k or 403b, and you'd like a way to convert tax deferred into tax exempt, watch this short video on a retirement savings account with tax exempt growth and tax exempt income.
✔️Retirement Income Risk
If your retirement income is or will be dependent on stock or bond performance . . . watch this short video to learn why a reliable source of income that will last for as long as you live might well be at risk of running out of money.
✔️Retirement Savings Risk
83% of retirement savings are at risk for 20% to 50% losses. Watch this short video to learn how and why, and what you can do about it.